PKO Bank Polski has released a new mobile banking app, combining payments with money management services.

The free app, dubbed IKO, is initially available for iOS and Android, with BlackBerrym, Symbian, Java and Windows to follow.

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In-store, customers type in a code at the point-of-sale terminal, confirming by touching a button on the handset’s screen.

The app generates codes that can be tapped into ATMs or used for online shopping, with no need for a card.

In addition, person-to-person payments can be made with the recipient’s phone number. Customers are also able to check balances, transaction history and locate the nearest ATMs and merchants that accept mobile phone-enabled payments.

Wojciech Bolanowski, director, electronic banking division, PKO, said: "As new technical solutions and new customers needs appear, we will create and add new functions to the app, including such payments as: parking tickets; city transport fares; shopping coupons; loyalty programmes, or even securities brokerage and investment services."

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