Qonto, a business finance solution for SMEs, and payments entity Mollie have forged a “two-way” collaboration to integrate payment and banking services. 

The partnership has led to the launch of Payment Links by Qonto in France, Germany, and the Netherlands.  

This feature, powered by Mollie Connect, allows businesses to accept online payments by generating secure links that can be added to invoices or shared directly with clients.  

The Payment Links service offers “real-time payment tracking” and direct deposit into Qonto business accounts, offering automated payment reconciliation and supports various payment methods. 

In a reciprocal move, Mollie has integrated Qonto’s banking services through Qonto Embed, a grey-label solution that enables Mollie’s customers to access banking features within the Mollie platform.  

This service is currently available to customers in France and is expected to extend to Germany, providing businesses with payouts and “real-time financial insights”. 

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It includes features such as 365-day payouts, terminal transactions settled within 24 hours, and a complete business account with a local IBAN, with pricing starting from EUR 9 per month. 

Qonto CEO and co-founder Alexandre Prot, said: “This partnership with Mollie marks a milestone in our mission to simplify finance management for European businesses.  

“By combining our expertise in business banking and finance management with Mollie’s advanced payment capabilities, we’re addressing the unique needs of European businesses, from accepting card payments to managing their finances seamlessly in one single place.” 

Mollie CEO Koen Köppen stated: “This partnership is a game-changer for SMEs seeking fast, seamless, and fully integrated financial services. By combining banking and payments in a single platform, we empower businesses to streamline financial management, boost efficiency, and free up capacity for strategic growth.”   

This initiative follows Mollie’s recent expansion into the Swedish market. 

In November 2024, the company collaborated with PayPal, focused on delivering secure and simplified payment solutions for marketplace platforms across Europe.