All articles by Charles Davis
Charles Davis
Leveling the online playing field
For many US small businesses meeting consumer demand for online payments facilities is a daunting if not impossible task.This need no longer be the case believes PaySimple which offers solutions aimed at putting small businesses on an even-footing with the largest of their rivals.
Contactless payments failing to ignite consumer enthusiasm
Given the amount of coverage in trade publications heralding the arrival of contactless payments, it would appear the average American consumer is counting the minutes until issuance of the latest payments toy.
The big interoperability challenge
Though mobile phones hold the promise of becoming a major payments channel in the US the challenge is to ensure interoperability between all participants No easy task given the proliferation of technology models but one the Financial Services Technology Consortium is tackling
Online service for tough times
Online Resources, a US online payments specialist, is banking on a fresh new revenue source from the national launch of its integrated expedited payments service. The service, first piloted in 2007, is now fully available through more than 500 bank and credit union clients The service enables consumer and small business end-users to make guaranteed same-day payments in return for a service fee paid to their bank or credit union
Obopay goes international
Obopay executive vice-president David Johnson provided EPI with insight into the companys strategy to extend its service internationally, starting with a newly established unit in India.
Lights flash for delinquent payers
Coming to the aid of lenders is technology vendor Sekurus with a range of products designed to prod delinquent payers into action, including remotely immobilising their vehicle if there are insufficient funds in their debit account
Levelling the bill-pay playing field
A survivor of the dotcom boom of the late 1990s, iPay has emerged as a significant player in the hotly contested US online bill-pay market iPays president told Charles Davis about the companys simple yet effective strategy for success in the community bank and credit union sector US online bill-pay service provider iPay Technologies has found a powerful formula: offering bill-pay services for all the community banks and credit unions that once scorned such technology until a national bank with free bill payment service showed up next door.
Firethorn powers ahead in the US
A host of technology developers is vying for a share of the USs embryonic mobile banking market Among the developers, Firethorn appears to have formulated a successful strategy, gaining the support of major players in the banking and telecommunication industries.