All articles by Douglas Blakey

Douglas Blakey

Infrastructure is the missing link for stablecoins

Despite the promise of stablecoins, Steve Cook argues that they are exposing the limits of legacy banking infrastructure, which could limit their impact

Why the next wave of payments innovation starts with fiat resilience

Reliable, supervised and traceable settlement under shifting political and regulatory rules and why, explains Teresa Cameron, the competitive advantage now lies in ‘fiat resilience’

Why issuers are reaching their breaking point with legacy systems

Alex Kelly assesses the commercial and operational pressures facing issuers in today’s digital-first market and highlights the real risks of staying on legacy platforms, beyond the obvious tech debt

From invisibility to inclusion: Fixing the hidden barriers in credit access

Michele Tucci explores why financial exclusion continues to persist even as digital banking expands globally

What you learn when you watch how people pay

Melinda Roylett explores how businesses can act on what payment data reveals to secure a quiet competitive advantage

ISO20022 migration: a new frontier of opportunity

In the wake of the global migration to ISO 20022, Matija Novak examines how new payment messaging formats are enabling banks and PSPs to differentiate

How banks can find growth in the next phase of cross-border payments

While the global payments system is being rebuilt from the edges inward, real progress will come from the quiet work of connecting systems so that value can move as easily as information, explains David Backshall

Forget panic financing – it’s time to panic-proof with a new payments strategy

Payments are no longer just back-office infrastructure or operational plumbing – they are a strategic lever. And when overlooked, they can quietly erode revenue and undermine growth plans, explains Brian Gaynor

Trust as a target: The parallels between application and romance fraud

Reflecting on the parallels between romance and application fraud, Dave Rossi explains why comparing these mechanisms and learning from them is essential if individuals, lenders and banks are to combat these threats effectively

Entries close 16 February for Mena retail and digital banking awards

The Mena Banking Excellence Awards: Retail, Digital & SME take place as part of Dubai Future Finance Week, positioning shortlisted banks alongside the region’s most senior finance and fintech leaders