All articles by Douglas Blakey
Douglas Blakey
Will agentic commerce push more merchants into marketplaces?
The economics of agentic commerce – from affiliate models and conversion to stored payment credentials – may give large marketplaces a structural advantage, says Chris Jones. What does this mean for merchants and acquirers?
Why merchant expectations have outgrown traditional POS
The payments industry still talks about terminals but merchants increasingly don’t. Jean-Philippe Niedergang argues that payment acceptance has become the baseline and that the next competitive battleground is operational simplicity
Interview: XTransfer’s Violas Xiao on designing cross-border trade for SMEs
XTransfer moved more than $60bn last year across 200+ countries. Violas Xiao, Latin America and Singapore CEO, explains what that scale reveals about cross-border payments for trading SMEs, and what still needs to change
Why terminal governance is becoming a payments infrastructure issue
Alan Moss explains why terminals should be treated as long-term infrastructure rather than hardware, and how the way they’re governed directly shapes a retailer’s ability to scale, adapt and stay compliant
The buy-now-pay-later balancing act: providing consumer protection and access to credit
Rachel Duffey, CEO of one of the UK’s largest debt advice providers, discusses the recent BNPL regulations and how tighter affordability checks could cause some consumers to turn to less regulated or illegal forms of borrowing
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The hidden costs shaping international trade for UK SMEs
Could hidden FX costs be putting SME supplier relationships at risk? Rupert Lee-Browne discusses how recent geopolitical tensions have impacted international payments for SMEs and explains why optimising payments strategy is key
Open, modular, and orchestrated: changing the architecture of enterprise payments
Nishant Sameer explores the rise of open-source payment infrastructure and the wider trends shaping payment orchestration
Why banks should think beyond stablecoins
Kyle Sonlin discusses the future of digital money and explains why the most astute financial institutions will recognise the need to ensure that their infrastructure allows all digital money formats to work together
Why the UK is the place to go global for instalment payments
Alex Forsyth-Thompson explains why the UK is both the hardest and the most attractive market to launch Float, the technology platform that lets shoppers split a purchase into monthly instalments on the credit card they already hold
Why AI will reshape the economics of financial processing
In the AI-era, winners will not be the processors with the largest operational footprint but organisations that leverage AI to transform transaction data into operational decisions and business outcomes, writes Steve Markle