All articles by Douglas Blakey
Douglas Blakey
Tokenised deposits: infrastructure not experimentation will define next phase of bank-to-bank payments
Radi El Haj discusses the potential for tokenised deposits to transform bank-to-bank payments
The critical role payment service providers will play in making agentic commerce reliable and trusted
Gertjan Dewaele sets out what Agentic Commerce means and why it matters now, how AI agents transform consumer purchasing journeys and the implications for retailers, marketers, and payment ecosystems
Fast funds, familiar controls: How stablecoins fit into everyday payments
Tim Joslyn argues that the strategic choice facing banks today isn’t whether to adopt stablecoins, but how to add them without building a second operational stack
Yaspa Index reveals Pay by Bank wake-up call
Kate Marsden, chief marketing officer of Yaspa, discusses the key findings of the second annual Yaspa Index with RBI editor Douglas Blakey
Why the digital euro must be an open platform, not a closed shop
James Simcox explains why the ECB’s rush to compete with “Big Tech” must not come at the expense of Europe’s fintech ecosystem and why fintechs need a seat at the design and planning table
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Agentic payments: European first for Mastercard Agent Pay and Santander
Agent Pay is Mastercard’s pitch to tap into the potentially lucrative agentic payments arena
Interview: Unlimit’s Yulia Shevchenko on the regulatory reality behind global fintech expansion
Fintechs often describe themselves as “global” – but few understand what it truly takes to operate globally at scale. Yulia Shevchenko, Head of Authorisations at Unlimit, does
Why the best payment systems depend on the right partners
Melinda Roylett explores the anatomy of a strong payment partnership and how these partnerships support business growth
Beyond the stablecoin debate: why banks must prepare for execution
Vijay Oddiraju discusses what it will take to move stablecoins from pilots into live banking environments and explains that stablecoins only succeed when supported as another rail within existing payment architectures
Deferred Payment Credit comes within the FCA’s perimeter
Ben Player sets out compliance issues that may arise from regulation of BNPL providers, how added regulatory scrutiny will affect the sector and how the UK’s approach to BNPL regulation compares to other jurisdictions