All articles by Douglas Blakey
Douglas Blakey
UBS pilots digital currency scheme for domestic and international payments
UBS Digital Cash exemplifies the transformative potential of blockchain in monetising payments explains Jonathan Vaughan Burleigh
Keeping humans firmly in the loop: Why Gen AI still needs the human touch in embedded finance
Nima Montazeri explains why human oversight remains crucial for ensuring accuracy, ethics, and customer satisfaction and highlights risk assessment, compliance, and personalised customer service as key areas where human expertise is still needed
Neobanks face the challenges of being judged as tier one banks
Mayank Sharma explains why even the most innovative and agile neo banks struggle to develop robust compliance frameworks
Trump’s re-election raises questions for sustainability in the US banking industry
Jonathan Vaughan Burleigh discusses the possible impact of a relaxation in regulation on the sector and what it may mean for dealmaking and capital requirements
Remittance taxation likely to reshape cross-border payments landscape
Financial institutions, payment providers, and consumers must prepare for an environment where remittance taxation may fundamentally reshape the sector, explains Joanne Kumire
Cryptos will finally go mainstream in US under Trump’s wider financial deregulation plans
Blandina Hanna Szalay discusses the impact on crypto of the Trump win the US presidential election
The hidden cost of outdated credit information
Will Mason gives his expert take on the negative impact outdated credit reporting has on lenders and consumers alike
MiCA is coming…and it’s just the start
With the year-end deadline looming for the European Union’s Markets in Crypto-Assets regulation, many firms are struggling to comply, explains Travis Schwab
Transforming payments: Trends and opportunities in RTP and cross-border transactions in Europe
The rise of RTP and cross-border payments presents both opportunities and challenges for European banks. Collaboration with industry stakeholders, investment in technology, exploring new business models, and a customer-centric approach are key write John Barber and Siva Subramaniam
Digital banks: Time to get serious about fraud prevention
If digital banks want to maintain trust and grow in an increasingly competitive market, they must prioritise cybersecurity, invest in cutting-edge fraud detection systems, and partner with regulators, writes Phoebe Hodgson