All articles by Douglas Blakey

Douglas Blakey

AI: A double-edged sword of innovation and risk

Brandon Spear explains why we can’t ignore this issue, and why there’s also reason to be optimistic about AI and fraud

Stablecoins and the future of remittances: Building the rails, not just the apps

George Goodyer explains why stablecoins represent a meaningful step towards a more inclusive, efficient, and transparent global remittance system

Why Lloyds’ acquisition of Curve is really about re-inventing the bank account

Lloyds has confirmed its acquisition of Curve to expand mobile payments services writes Chris Jones, but Curve investor IDC Ventures is now engaged in litigation in an effort to thwart the deal

How financial services tech has lost sight of the humans behind apps

Dan Scholey discusses the current technological developments in financial services which, he believes, are inadvertently overlooking a critical element: the human customers at the heart of it all

The great balancing act: Why fraud prevention must move upstream

With banks under increasing pressure to deliver seamless digital experience while tightening financial crime controls, Thara Brooks explains why there is a need for ecosystem-wide collaboration

The merchant economy: How integrated payments are re-architecting banking

Dr Gulzar Singh explains why the next decade of growth will belong to banks that master merchant ecosystems

Collaboration is the new currency of innovation

As retail payments become more complex and more critical, collaboration is evolving from a strategic choice to a structural necessity, writes Jean-Philippe Niedergang

Why smarter cross-border B2B payments are the key to emerging economies’ growth

Modern infrastructure, smarter and embedded B2B payment solutions, regulation sandboxes, telecom collaborations: Deepak Gusain assesses key trends driving smarter payments in the emerging markets

Focussing on infrastructure will define fintech’s future

As the global fintech market matures, scalable, secure, and interoperable infrastructure is emerging as the true foundation of financial innovation, writes Andrii Shevchuk

Can AI shopping escape the ‘enshittification’ trap?

As Chris Jones explains, AI shopping has the potential to transform how we buy everything from trainers to travel but will AI agents act in the true interests of consumers?