All articles by Douglas Blakey

Douglas Blakey

UBS pilots digital currency scheme for domestic and international payments

UBS Digital Cash exemplifies the transformative potential of blockchain in monetising payments explains Jonathan Vaughan Burleigh

Keeping humans firmly in the loop: Why Gen AI still needs the human touch in embedded finance

Nima Montazeri explains why human oversight remains crucial for ensuring accuracy, ethics, and customer satisfaction and highlights risk assessment, compliance, and personalised customer service as key areas where human expertise is still needed

Neobanks face the challenges of being judged as tier one banks

Mayank Sharma explains why even the most innovative and agile neo banks struggle to develop robust compliance frameworks

Trump’s re-election raises questions for sustainability in the US banking industry

Jonathan Vaughan Burleigh discusses the possible impact of a relaxation in regulation on the sector and what it may mean for dealmaking and capital requirements

Remittance taxation likely to reshape cross-border payments landscape

Financial institutions, payment providers, and consumers must prepare for an environment where remittance taxation may fundamentally reshape the sector, explains Joanne Kumire

Cryptos will finally go mainstream in US under Trump’s wider financial deregulation plans

Blandina Hanna Szalay discusses the impact on crypto of the Trump win the US presidential election

The hidden cost of outdated credit information

Will Mason gives his expert take on the negative impact outdated credit reporting has on lenders and consumers alike

MiCA is coming…and it’s just the start

With the year-end deadline looming for the European Union’s Markets in Crypto-Assets regulation, many firms are struggling to comply, explains Travis Schwab

Transforming payments: Trends and opportunities in RTP and cross-border transactions in Europe

The rise of RTP and cross-border payments presents both opportunities and challenges for European banks. Collaboration with industry stakeholders, investment in technology, exploring new business models, and a customer-centric approach are key write John Barber and Siva Subramaniam

Digital banks: Time to get serious about fraud prevention

If digital banks want to maintain trust and grow in an increasingly competitive market, they must prioritise cybersecurity, invest in cutting-edge fraud detection systems, and partner with regulators, writes Phoebe Hodgson