All articles by Douglas Blakey
Douglas Blakey
The bank of tomorrow is built on payments reconciliation
Most payment systems do not fail loudly – they fail quietly, writes Dr Gulzar Singh
The future of banking runs through payments infrastructure
Dr Gulzar Singh sets out a production-led view of payments infrastructure, focusing on reliability, margin pressure, fraud, reconciliation, and accountability at scale
Canada finally about to get real-time payments, open banking
After years of delay, Payments Canada is set to introduce a real-time payment system concurrently with the government’s introduction of open banking in Canada, Robin Arnfield writes
Revolut’s Hungarian license highlights trade-offs of becoming a real bank
Revolut is faced with fresh challenges as it begins to operate as a bank in Hungary, explains Blandina Szalay
Pre-built AI agents are arriving. Integration is where most will fail
Dr Gulzar Singh explains why the real challenge begins once AI-agent systems move from demonstration into live production environments
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2026: Six predictions for financial planning
Anthony Villis sets out the six structural forces that will reshape private banking and wealth management in 2026
Electronic payments look profitable – until you run them at scale
Dr. Gulzar Singh takes a deliberately operational and economic view of electronic payments, focusing on margin dynamics, fraud as a cost of sales, merchant acquiring complexity, and scheme-related pressures at scale
November 2025: The new priorities of European tech investing
Zubr Capital’s Oleg Khusaenov examines how European venture capital has moved from chasing headline themes to backing practical, scalable, and production-focused technologies
Triangle scams: The silent threat that could derail P2P innovation
Tatiana Melushkane analyses the rise of triangle scams, the threats they pose and the countermeasures P2P platforms must implement in 2026 to safeguard innovation
Why financial inclusion should be about outcomes, not outreach
Jonty Rawlins explains why the inclusion test that really matters is: are our clients better off?