All articles by Douglas Blakey
Douglas Blakey
What does the digital euro mean for the future of European payments?
Radi El Haj explains why the digital euro should be viewed as far more than simply another way to pay and argues that its real significance is the infrastructure being built underneath it
Payments’ USB-C moment: How unified data will supercharge our agentic future
The payments industry has built a data rich ecosystem, but is yet to connect it together and as Breno Oliveira explains, this fragmentation makes it hard for businesses to spot patterns, reduce fraud or improve success rates
Tokenising correspondent banking won’t fix correspondent banking
Ali Erhat Nalbant discusses what happens when we modernise the rails, without changing the way payments are funded
The financial fraud gap: threats are industrialising, and defences aren’t keeping up
With cyber and fraud attacks in financial services becoming more frequent and more efficient, the industrialisation of fraud is requiring financial institutions to adopt new ways of improving fraud detection and management, writes Luca Collaciani
Why payments could be one of AI’s most valuable financial use cases
Utkarsh Ahuja gives an investor’s take on the potential benefits to the payments sector of optimising AI strategy
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Why payment data is changing how unattended retail operates
Lynda Clarke explains how payment and telemetry data are helping unattended retail operators improve stock planning, servicing and day-to-day efficiency
Hyundai Alphabet card presents an alternative to universal ‘one-card-for-everything’
Hyundai Card revives Alphabet category cards with up to 10% niche discounts; success hinges on adoption as multi-card fees and complexity may deter users, writes Bhavya Patel
Interview: Tribe Payments’ Rūta Kairytė on what the Baltics get right in payments
Rūta Kairytė, Tribe Payments Commercial Director for Northern Europe, tells EPI why Lithuania, Latvia and Estonia continue to punch above their weight
The economics of AI in banking: Why the cheapest token is the one you never use
Managing AI cost is not about using less technology, explains Tamsin Crossland but is about designing systems that use technology more intelligently
The psychology of Gen Z spending in a frictionless world
Tiffany Johnson explores the psychology behind Gen Z’s spending habits and the tension shaping how they engage with modern payments