All articles by Douglas Blakey

Douglas Blakey

Instant payments: Done. What comes next?

Andy Wiggan explains why visibility over money movement is becoming as important as payment speed

Japan aims to extend public transport payments beyond contactless

JCB, Resona and ODAWARA plan UWB hands-free bus fares in Japan, but adoption, cost and real benefit over tap-to-pay remain uncertain, writes Bhavya Patel

The compliance wave reshaping cross-border trade

Peter Jaap de Graaf discusses Europe’s fragmented eInvoicing landscape: the operational and technical challenges that typically catch businesses off guard and why the technology decision matters as much as the compliance deadline

Open Banking has grown up – now businesses are choosing who they trust

James Hodgson explores how the conversation around Open Banking has evolved beyond adoption to focus on the value it delivers for businesses and consumers

Mastercard expands virtual card platform with new controls and embedded ecosystem partnerships

Citi will be the first issuer to roll out the new capabilities globally

Why authorised rates are payments’ next data battleground

Robert Kraal discusses the payments industry’s biggest infrastructure challenge, why real-time data access has become central to improving authorisation rates and why payment performance is overtaking cost optimisation as the sector’s defining priority

Artificial intelligence is redefining where innovation happens

Artificial intelligence is no longer being built exclusively in Silicon Valley. Lily Dash explains why the next phase of AI will be defined by the regions that can turn investment into real-world deployment

Visa and Lianlian complete Greater China’s first live agentic B2B payment

Transaction marks a milestone for small businesses where procurement can now be delegated to an agent to be managed entirely

BNPL regulation won’t change the biggest thing BNPL created

Santosh “San” Nakra-Shah explains why BNPL’s real legacy survives the FCA crackdown. Regulation may reshape who can access BNPL and how affordability is assessed, but San argues it won’t reverse a shift in consumer expectation

Fraud wins when the payments industry defends alone

Record investment in fraud prevention hasn’t stopped it. Candice Pressinger explains why coordinated action is what is needed