All articles by Douglas Blakey
Douglas Blakey
BNPL regulation won’t change the biggest thing BNPL created
Santosh “San” Nakra-Shah explains why BNPL’s real legacy survives the FCA crackdown. Regulation may reshape who can access BNPL and how affordability is assessed, but San argues it won’t reverse a shift in consumer expectation
Fraud wins when the payments industry defends alone
Record investment in fraud prevention hasn’t stopped it. Candice Pressinger explains why coordinated action is what is needed
How Mastercard, Visa, Apple Pay and PayPal performed at the World Cup
Media data tracking World Cup payment articles reveals a clear split between the major card networks
The $27tn trapped liquidity debate is about the wrong number
George Davis explains why faster payment rails have not released trapped liquidity and questions why the global payments system requires institutions to immobilise so much capital in the first place
From holding caps to real-world use: the Bank of England’s stablecoin pivot is a payments story
The Bank’s latest rules matter less for the sterling stablecoins they govern than for what they signal. Regulated digital money is moving off crypto-trading rails and into everyday payments writes Pritpal Shokar
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Cross-border payments fail between institutions, not at the border
Dr Gulzar Singh explains why the greatest source of friction in cross-border payments is often not the movement of money across countries, but the movement of information, accountability and operational decisions between institutions
Decoding Card Issuing and Processing Solutions: Partnering for Success in Payments – new Celent report alert
Celent’s Director, Banking and Payments, Zil Bareisis, examines key trends and developments in the card issuing and processing market to determine the current state of market capabilities, focusing on best practice approaches
ToneTag’s eKosha brings AI-powered banking to India’s 72 million SMEs
eKosha is a voice-first AI assistant enabling app-free local banking and credit access for SMEs, yet adoption will hinge on trust, writes Bhavya Patel
Hyundai Card’s 20-year history of innovation creates a new playbook: “Universal and Specialised”
Hyundai Card has launched “Alphabet Card,” the first standalone credit card brand introduced by a Korean card company
Your AI Agent just bought something, but who actually authorised the payment?
Agentic commerce promises to remove friction from shopping, but when software begins making payment decisions for people, the industry will need to rethink identity, intent and fraud prevention, explains João Moura