All articles by Douglas Blakey
Douglas Blakey
Influencers see UPI MDR introduction in India as vital step for ecosystem monetisation: GlobalData
The National Payments Corporation of India (NPCI) will introduce a 0.4% merchant discount rate (MDR) on Unified Payments Interface (UPI) transactions exceeding Rs2,000 ($20.8) with the charges to be applied from 15 October
The next chapter of Latin America’s financial inclusion story is cross-border
Antonio Del Dago Herrera highlights LatAm success in optimising domestic payments and explains why the next challenge is to achieve similar success in cross-border payments
Is DIY still the right choice for payment infrastructure?
Austin Herrington discusses the challenges facing PSPs and acquirers and explores whether managing payment infrastructure in-house remains the best use of internal expertise and investment as the payments environment becomes more complex
Stablecoins removed the middlemen, and the banks kept both ends
Onchain FX Is already quietly replacing correspondent banking,just not in the way most coverage describes it, writes Bernardo Brites
Europe’s push for payment sovereignty is creating a new challenge
Tareq Shaheen explains why Europe’s drive for greater control over payments could leave financial institutions managing a more fragmented and operationally demanding ecosystem
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What does the digital euro mean for the future of European payments?
Radi El Haj explains why the digital euro should be viewed as far more than simply another way to pay and argues that its real significance is the infrastructure being built underneath it
Payments’ USB-C moment: How unified data will supercharge our agentic future
The payments industry has built a data rich ecosystem, but is yet to connect it together and as Breno Oliveira explains, this fragmentation makes it hard for businesses to spot patterns, reduce fraud or improve success rates
Tokenising correspondent banking won’t fix correspondent banking
Ali Erhat Nalbant discusses what happens when we modernise the rails, without changing the way payments are funded
The financial fraud gap: threats are industrialising, and defences aren’t keeping up
With cyber and fraud attacks in financial services becoming more frequent and more efficient, the industrialisation of fraud is requiring financial institutions to adopt new ways of improving fraud detection and management, writes Luca Collaciani
Why payments could be one of AI’s most valuable financial use cases
Utkarsh Ahuja gives an investor’s take on the potential benefits to the payments sector of optimising AI strategy