All articles by Douglas Blakey
Douglas Blakey
Mastercard expands virtual card platform with new controls and embedded ecosystem partnerships
Citi will be the first issuer to roll out the new capabilities globally
Why authorised rates are payments’ next data battleground
Robert Kraal discusses the payments industry’s biggest infrastructure challenge, why real-time data access has become central to improving authorisation rates and why payment performance is overtaking cost optimisation as the sector’s defining priority
Artificial intelligence is redefining where innovation happens
Artificial intelligence is no longer being built exclusively in Silicon Valley. Lily Dash explains why the next phase of AI will be defined by the regions that can turn investment into real-world deployment
Visa and Lianlian complete Greater China’s first live agentic B2B payment
Transaction marks a milestone for small businesses where procurement can now be delegated to an agent to be managed entirely
BNPL regulation won’t change the biggest thing BNPL created
Santosh “San” Nakra-Shah explains why BNPL’s real legacy survives the FCA crackdown. Regulation may reshape who can access BNPL and how affordability is assessed, but San argues it won’t reverse a shift in consumer expectation
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Fraud wins when the payments industry defends alone
Record investment in fraud prevention hasn’t stopped it. Candice Pressinger explains why coordinated action is what is needed
How Mastercard, Visa, Apple Pay and PayPal performed at the World Cup
Media data tracking World Cup payment articles reveals a clear split between the major card networks
The $27tn trapped liquidity debate is about the wrong number
George Davis explains why faster payment rails have not released trapped liquidity and questions why the global payments system requires institutions to immobilise so much capital in the first place
From holding caps to real-world use: the Bank of England’s stablecoin pivot is a payments story
The Bank’s latest rules matter less for the sterling stablecoins they govern than for what they signal. Regulated digital money is moving off crypto-trading rails and into everyday payments writes Pritpal Shokar
Cross-border payments fail between institutions, not at the border
Dr Gulzar Singh explains why the greatest source of friction in cross-border payments is often not the movement of money across countries, but the movement of information, accountability and operational decisions between institutions