All articles by Douglas Blakey
Douglas Blakey
Inclusive lending will shape the future of retail credit in the wake of BNPL regulations
As consumer finance adjusts to the new BNPL regulatory environment, Andy Smith highlights the potential for the sector to unlock interesting opportunities by drawing on key learnings from the inclusive lending market
WhatsApp deepens its fintech play with introduction of bill payments in India
WhatsApp brings bill payments to India via Bharat Connect, shifting from chat-based UPI transfers to recurring household finance—challenging entrenched rivals, writes Bhavya Patel
JPMorgan Payments brings faster cross-border payments to more markets
Expanded capabilities with Thunes will help clients send faster payouts to bank accounts and mobile wallets across 100+ corridors
Singapore and Indonesia currency framework is another step toward de-dollarisation
MAS and BI back IDR–SGD settlement to cut costs on a key ASEAN corridor—boosting resilience, but de-dollarisation will be gradual, explains Bhavya Patel
BRICS seeks to curb US dollar dependence via local currency settlement
BRICS is expanding local currency trade settlement to cut cross-border costs and boost resilience—an incremental de-dollarisation move, not a bid to replace the USD, explains Bhavya Patel
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Influencers see UPI MDR introduction in India as vital step for ecosystem monetisation: GlobalData
The National Payments Corporation of India (NPCI) will introduce a 0.4% merchant discount rate (MDR) on Unified Payments Interface (UPI) transactions exceeding Rs2,000 ($20.8) with the charges to be applied from 15 October
The next chapter of Latin America’s financial inclusion story is cross-border
Antonio Del Dago Herrera highlights LatAm success in optimising domestic payments and explains why the next challenge is to achieve similar success in cross-border payments
Is DIY still the right choice for payment infrastructure?
Austin Herrington discusses the challenges facing PSPs and acquirers and explores whether managing payment infrastructure in-house remains the best use of internal expertise and investment as the payments environment becomes more complex
Stablecoins removed the middlemen, and the banks kept both ends
Onchain FX Is already quietly replacing correspondent banking,just not in the way most coverage describes it, writes Bernardo Brites
Europe’s push for payment sovereignty is creating a new challenge
Tareq Shaheen explains why Europe’s drive for greater control over payments could leave financial institutions managing a more fragmented and operationally demanding ecosystem