All articles by Douglas Blakey

Douglas Blakey

The $27tn trapped liquidity debate is about the wrong number

George Davis explains why faster payment rails have not released trapped liquidity and questions why the global payments system requires institutions to immobilise so much capital in the first place

From holding caps to real-world use: the Bank of England’s stablecoin pivot is a payments story

The Bank’s latest rules matter less for the sterling stablecoins they govern than for what they signal. Regulated digital money is moving off crypto-trading rails and into everyday payments writes Pritpal Shokar

Cross-border payments fail between institutions, not at the border

Dr Gulzar Singh explains why the greatest source of friction in cross-border payments is often not the movement of money across countries, but the movement of information, accountability and operational decisions between institutions

Decoding Card Issuing and Processing Solutions: Partnering for Success in Payments – new Celent report alert

Celent’s Director, Banking and Payments, Zil Bareisis, examines key trends and developments in the card issuing and processing market to determine the current state of market capabilities, focusing on best practice approaches

ToneTag’s eKosha brings AI-powered banking to India’s 72 million SMEs

eKosha is a voice-first AI assistant enabling app-free local banking and credit access for SMEs, yet adoption will hinge on trust, writes Bhavya Patel

Hyundai Card’s 20-year history of innovation creates a new playbook: “Universal and Specialised”

Hyundai Card has launched “Alphabet Card,” the first standalone credit card brand introduced by a Korean card company

Your AI Agent just bought something, but who actually authorised the payment?

Agentic commerce promises to remove friction from shopping, but when software begins making payment decisions for people, the industry will need to rethink identity, intent and fraud prevention, explains João Moura

Market responds positively to Stripe, Advent bid for PayPal

Stripe and ⁠private equity firm Advent International are reportedly behind a joint offer to acquire ⁠PayPal ‌Holdings Inc for $60.50 ⁠per share, in a deal that would value the payments company at more than $53bn

Network tokenisation holds the key to next generation card transactions

Breno Oliveira discusses how network tokenisation can help find the balance between security and seamless checkouts and argues that consumers are increasingly open to new solutions – if they know they can rely on them

One Europe, many payments: Cracking the code of growth in a fragmented market

Stijn Gasthuys explains why moves towards replacing multi-provider patchworks with unified, end-to-end payment architectures that consolidate acceptance, routing, risk and settlement into a single platform target the weaknesses of a fragmented payments sector