All articles by Douglas Blakey

Douglas Blakey

Why the UK’s scam strategy must move beyond reimbursement

Jonathan Frost argues that the UK must consider making the step from compensating victims to preventing scams and their proceeds reaching criminal networks and why Australia’s framework offers a practical blueprint

Buying volume or scope: Which M&A strategy will deliver most customer value in acquiring?

Following upon recent significant sector M&A activity, Chris Jones examines the two competing M&A strategies currently reshaping the payments industry

Real-time cross-border payments enters a new phase with UPI-NPI integration

UPI–NPI link enables instant India–Nepal P2P remittances via mobile/UPI ID, boosting inclusion and bilateral ties, writes Bhavya Patel

PSPs are blind to the risk they’re most exposed to – here’s a vision for change

Artem Serebrov explains why PSPs shoulder total liability for the security risks of devices they operate but do not understand and sets out what has to change

The business has moved on – some payment stacks have not

Jacob Spencer explores how infrastructure design affects roadmap delivery, execution speed and the ability to support growth without adding unnecessary complexity

The interoperable, real-time, and wallet-enabled future of cross-border payments

John Rodriguez analyses the takeaways from the 2026 BAFT Global Annual Meeting

Why the FCA’s Open Finance roadmap won’t fix SME finance if cash flow lags behind

Mark Andreev explains why Open Finance alone won’t deliver meaningful outcomes for SME’s unless cash flow timing is addressed alongside access, with faster settlement the missing link between approval and resilience

Pay by Bank is fragmenting: That’s a sign it’s working — but there’s a catch

As Pay by Bank moves into the mainstream, different industry and regulatory-led schemes are starting to emerge, creating fragmentation but with it comes flexibility and greater payment choices for consumers and businesses, writes Todd Clyde

Top 20 global payment companies’ revenue rises 8% in 2025 as scale still wins: GlobalData

Payments sector winners include Mastercard, Visa and mid-tier challengers, including Shift4 Payments and Adyen

Europe is building the foundations for trusted agentic commerce

Trust is a key barrier to mass adoption but carefully designed guardrails can enable a model of agentic commerce that is both trusted, safe and firmly under consumer control, says Mastercard’s Brice van de Walle