All articles by Douglas Blakey

Douglas Blakey

Striking the right balance to combat rising APP fraud in the US

The US shouldn’t rush to implement a three-day hold on suspicious rapid payment transactions. This could be bad for business and the consumer, and there are better ways to address the growing fraud risk, explains Frank Moreno

What’s next for BaaS?

BaaS in its original format has endured a challenging time under increased regulatory scrutiny. Alex Mifsud, CEO of Weavr sets out a compelling alternative strategy

Will the UK set the global precedent for fraud reimbursement rules?

On 7 October 2024, the UK introduced a mandatory reimbursement scheme for victims of APP fraud. Silvija Krupena looks at whether the UK’s approach is the right one and whether it will set a precedent

Why payment ecosystems must not leave anyone behind

Accessibility isn’t just a social obligation; it’s a pivotal engagement strategy driving innovation and societal inclusion. Gabrielle Bugat argues that financial institutions must be proactive and take actionable steps to help prioritise inclusion

Paysafe and Deutsche Bank partnership facilitates digital cash withdrawal across Germany

Jonathan Vaughan Burleigh explains why Germany’s largest retail bank has teamed up with Paysafe

Embracing AI and automation: How retailers can get ahead this golden quarter

Dwaine Thomas discusses how AI-driven systems are increasingly being used to streamline payment processes, from fraud detection and prevention to optimising checkout flows and reducing cart abandonment

Building payment resilience: the case for multiple payment processors

As we enter the peak sales season of Black Friday and the Christmas period, merchants must be more prepared than ever warns Theo Spyrides

Black Friday 2024: Balancing convenience and security in the evolving payment landscape

Ahead of Black Friday, Electronic Payments International consulted industry experts to learn how businesses can optimise their transactions over the festive period

UBS pilots digital currency scheme for domestic and international payments

UBS Digital Cash exemplifies the transformative potential of blockchain in monetising payments explains Jonathan Vaughan Burleigh

Keeping humans firmly in the loop: Why Gen AI still needs the human touch in embedded finance

Nima Montazeri explains why human oversight remains crucial for ensuring accuracy, ethics, and customer satisfaction and highlights risk assessment, compliance, and personalised customer service as key areas where human expertise is still needed