All articles by Douglas Blakey

Douglas Blakey

Why the best payment systems depend on the right partners

Melinda Roylett explores the anatomy of a strong payment partnership and how these partnerships support business growth

Beyond the stablecoin debate: why banks must prepare for execution

Vijay Oddiraju discusses what it will take to move stablecoins from pilots into live banking environments and explains that stablecoins only succeed when supported as another rail within existing payment architectures

Deferred Payment Credit comes within the FCA’s perimeter

Ben Player sets out compliance issues that may arise from regulation of BNPL providers, how added regulatory scrutiny will affect the sector and how the UK’s approach to BNPL regulation compares to other jurisdictions

Is Europe ready to reduce its reliance on Visa and Mastercard?

Blandina Szalay assesses the prospects for alternative settlement mechanisms to the Mastercard, Visa duopoly in the UK and the eurozone

From final whistle to first tap: How fans turn hospitality into the home crowd

Sport continues to be one of the strongest catalysts for hospitality growth and venues that invest in reliable payment technology optimise the customer experience, explains Melinda Roylett, MD, Lloyds Merchant Services

Embedded payments are the antidote to soaring cart abandonment

Hemlata Narasimhan discusses why traditional checkout processes are failing modern consumers – specifically Gen Z and millennials who expect frictionless digital experiences

Unlocking payment revenue for EU fintechs: Acquiring BIN sponsorship – owning your payments

Philip Harding examines the unique challenges and opportunities in the European market and highlights potential new revenue streams

Expanding into the US: What global payments companies need to know

Brian Muse-McKenney explores key considerations for companies looking to expand into the US and sets out the opportunities available and what it takes to be successful in an evolving regulatory landscape

AI won’t ‘eat’ embedded payments in SaaS: It will make it more valuable

Amid some concerns that AI could upend traditional software business models, creating pressure points across the tech landscape, Chris Jones offers a contrarian, expert view, focused specifically on vertical SaaS platforms with embedded payments

Infrastructure is the missing link for stablecoins

Despite the promise of stablecoins, Steve Cook argues that they are exposing the limits of legacy banking infrastructure, which could limit their impact