All articles by Douglas Blakey

Douglas Blakey

How smaller banks and PSPs can turn fraud prevention into a competitive edge

The new rules on APP reimbursement pose significant challenges for smaller banks and PSPs but these institutions are more agile than larger players and can adopt cutting-edge technologies to stay ahead, argues Marie-Christine Diaz

3 ways to turn multichannel payments into an omnichannel experience

Adam Ball explains why it is time for retailers to refine their payment strategy to ensure it provides the omnichannel experience their customers expect

P2P payments: Convenience revolution or risky business?

Zaki Farooq discusses whether businesses will be as enthusiastic as customers about the convenience of P2P payments

Looking back on seven years of open banking – impact on payments and what’s next

The challenges that need to be overcome if open banking in the UK is to realise its full potential. Jonathan Vaughan Burleigh writes

“If you can’t buy it twice, don’t buy it” – a saying Gen Z should consider

Banks must play a role in reducing BNPL overconsumption, explains Phoebe Hodgson

New York regulators fine PayPal $2m

Penalty relates to cybersecurity failures which exposed personally identifiable information of tens of thousands of customers

Mastercard, Banque Misr and Money Fellows collaborate to launch prepaid card

Initiative aims to drive financial inclusion in Egypt through online money circles

HSBC’s Zing shutdown a $150m innovation misstep, says GlobalData

The failed Zing initiative represents a cautionary tale about why some traditional banks struggle to innovate successfully

Navigating DORA: Strengthening financial resilience with automation

John Stevenson explains how automation can optimise resource allocation to bolster threat response and regulatory compliance for those in financial services

CBDC require clear benefits of use to become currency in future, says GlobalData

To date, retail CBDCs have failed to address real consumer needs or pain points meaningfully and currently offer no clear tangible benefits that would drive user adoption