All articles by EPI editorial
EPI editorial
Regulators struggle to keep up with virtual currencies
The banking industry has been taken aback by the rise of Bitcoin and other stateless decentralised virtual currencies which have the potential to radically transform electronic payments. But financial regulators are grappling with attempts to prevent the misuse of these distributed ledger systems. Robin Arnfield writes
Payment market change does not automatically mean payment market slump
Amanda Hartshorne believes a single, open, secure and innovative European market in payment services will be very positive for banks but many will need to change or revamp to secure a place in the new milieu
Financial Inclusion & Digital Money
Basic financial services are more expensive and exclusive than they need to be. If we can strip digital finance down into a lightweight, near-free service, we can offer it to everybody, including those currently excluded from the sector. Coinjars UK lead, Lui Smyth, writes
Amazon to ditch its mobile wallet app
Amazon has pulled the plug on its mobile wallet app, 6 months after its beta release.
Country Survey- Cambodia
After the repercussions of the global financial crisis, Cambodia is beginning to stabilise. With cards in circulation now over a million, are the countrys payments prospects even brighter?
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Country Survey- Kenya
Kenya is in the middle of a financial revolution due to the success of M-Pesa. EPI examines this trend, and the payments market in general, and how it is playing its part in boosting the financial market
Industry experts discuss the priorities and trends set to dominate 2015
With the year coming to a close, EPI has asked industry experts to share their predictions for 2015. With many excited for the cascade of change just around the corner, it remains to be seen what will make its mark in the upcoming year and what will be left behind
Mobile payments go beyond mainstream
The future of mobile payments offers unparalleled business opportunities provided that consumers security concerns are allayed. As Kunaciilan Nallappa argues, before businesses can take advantage of the opportunities around mobile payments, they must get their fraud protection strategy right to protect against advanced mobile threats
Cross-border payments Trends driving the industry
The international remittances market is a high-volume,highly-competitive, globalised, and technology-driven business. Official estimates put the flows from private individuals at over $550bn per year, mostly for private consumption, with adjacent flows from businesses involved in international trade even larger, writes Nick Day
Payments in the Nordics
EPI sits down with Ketil Fridheim MD of Elavon for Northern Europe and president for Europe to discuss the changing payments market in Norway and the surrounding area