All articles by EPI editorial
EPI editorial
Bahrain cards market at all time high
Card penetration in Bahrain is relatively high by regional standards, and card use is rising as a result of initiatives by the government and local issuers. Sharia-compliant banking and products are also gaining popularity, leading to increased levels of competition. Global Datas research team takes a closer look
Luxembourg a hotbed of innovative payment solutions and growth
Luxembourgs well-developed and growing payments market means card penetration is high, with the countrys large wealthy population is high on issuers target lists. E-commerce has recorded robust growth in line with online and mobile uptake, while alternatives are also growing in prominence in the Grand Duchy
Lebanon- fertile ground for payments growth
Cash is the dominant instrument in Lebanon, with card penetration lower than in many of the countrys regional peers. Banking penetration is relatively low but rising, while contactless is also slowly gaining consumer attention although high fees and poor infrastructure remain obstacles to widespread growth
UK leads online commerce market by spending per household
The average UK household spent $5,900 over the year, or 9% of the average household final consumption expenditure (HFCE) for the UK in 2015 and the most on average through all online channels in 2015. Sam Murrant, Consumer Payments senior analyst, Verdict, writes
2017 outlook: Addressing fraud in Asia
The rise of payments on digital and mobile channels has led to more sophisticated fraud across the Asia-Pacific region. This is evident even in countries with mature digital payment infrastructures, writes Samantha Humphrey, senior fraud solutions consultant at ACI Worldwide
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A look to the future, continued
Payments industry experts share their outlook on the year ahead. Fintech, AI, mobile payments, P2P, AML, blockchain, all amid some hefty shifts in the global political and economic climate..
Kenyan cards and payments market is a sleeping lion
Kenyan society is largely dependent on cash, but with its large rural area mobile payments have gained a notable level of acceptance, particularly through the M-Pesa system. Agency banking to build the banked population is gaining ground, while Islamic financial products are also increasingly popular
A look to the future
With new technology entering the mainstream, regulatory upheavals, and a hefty slice of political uncertainty to add to the shocks of 2016, the new year promises to be anything but tranquil. Eight leading industry figures gave EPI their views
Proposed payment rules will scupper online commerce in UK and Europe
New European regulations will undermine the progress the payments industry has made towards convenient online payments and consumers are not going to like it one iota. The rules come in under the new European Payment Services Directive, brought about by the European Banking Authority (EBA). Sam Murrant, consumer payments senior analyst at Verdict Financial, writes
Swiss cards and payments on a roll
With a large wealthy population and numerous high-value corporations, the Swiss payment card market is more mature than most. As a result, banks are looking to other segments for growth, while alternatives such as Apple Pay and Paypal are also gaining ground. Timetrics researchers took a closer look