All articles by Robin Arnfield
Robin Arnfield
Financial institutions and retailers reach out to Mexico’s unbanked
Mexican banks are using non-bank correspondent agent networks, cellphones, and prepaid cards to reach the country’s unbanked consumers, Robin Arnfield reports.
Slow take-off for mobile banking in Latin America
Latin America, with its high cellphone penetration and low bancarisation levels, offers huge potential for mobile banking and payment services. But Latin American banks seem to be slow at embracing the opportunity, Robin Arnfield reports
Managing treasury in the cloud
There has been major growth in adoption of cloud-based treasury management systems by large and mid-market corporations. Cloud technology offers easier implementation and cost-savings compared to treasury systems that corporations host themselves, Robin Arnfield reports.
Mobile money finally arrives in Jamaica
Jamaican banks are finally set to launch mobile payment services. With a high cellphone penetration and low bancarisation, Jamaica is fertile ground for m-payments. But, as Robin Arnfield reports, the economy is heavily cash-based, and outside the towns there is little banking infrastructure.
Brazilian digital banking on the rise
Brazils Banco Bradesco sees itself as a pioneer of digital banking, due to the very high levels of digital channel adoption by its customers and technology innovations, despite the challenges posed by regulation. Robin Arnfield investigates.
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Mobile payments in Haiti
The earthquake-stricken Caribbean island of Haiti is the location for an innovative mobile money service which is bringing financial inclusion to the unbanked In November 2010, Canadas Scotiabank, Caribbean telco Digicel and Latin American mobile banking and payments software firm YellowPepper launched the TchoTcho Mobile service in Haiti
Afghanistan takes to m-payments
A visionary mobile operator is pioneering mobile payments and banking in war-torn Afghanistan, where 97% of the population is unbanked Roshan, the largest mobile operator in Afghanistan, teamed up with Vodafone Group to launch the M-Paisa mobile money service in November 2008, based on the UK-based telcos M-Pesa mobile payments platform
Earthport adopts International Payments Framework Association standards
UK-based B2B payments service provider Earthport has agreed to adopt the standards for low-value cross-border payments specified by the International Payments Framework Association (IPFA). The IFPA was established in February 2010 as a US-based not-for-profit association which administers the International Payments Framework (IPF) The IPF provides rules, standards, operating procedures, and guidelines to simplify global cross-border, non-urgent credit transfers, and to enable interoperability between domestic and regional non-urgent payments systems and banks
Sentenial launches SEPA e-mandate service
Irish financial software vendor Sentenial has launched a service which enables European billers to accept paperless SEPA-compliant direct debit mandates.
Logica gives Banco Popular de Puerto Rico LAPS
Logica is to provide central payments processing for its US Federal Reserve and SWIFT-based payments to one of Puerto Ricos largest banks.