ACI Worldwide, a payment systems company based in Naples, Florida, has extended its partnership with ATM operator Cardtronics to offer its UP Retail Payments solution for merchants and financial service providers using the Cardtronics network.

The ATM operator is upgrading its offerings for customers through ACI’s integrated platform for all payment channels.

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The payments ecosystem requires seamless connectivity, faster time to market and the flexibility and scalability. The UP Retail Payments solution, which includes the Universal Payments Framework (UPF), is expected to enable Cardtronics to offer better services to customers and expand its global reach.

ACI Worldwide executive vice-president Ruth Fornell said: “Cardtronics has long delivered industry-leading reliability and services to its many thousands of global customers, which are now challenged more than ever to drive innovation and growth.

“Leading organizations like Cardtronics continue to broaden their relationship with ACI due to the unmatched solution capabilities within UP Retail Payments.”

Based on the Universal Payments (UP) Framework and built on open service-oriented architecture, the UP Retail Payments delivers secure payment capabilities. The company said that eight of the top 10 banks globally are using the solution.

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Cardtronics CIO and global operations and technology executive vice-president Stuart Mackinnon said: “As the global consumer financial services industry continues its evolution, we are poised for continued growth, as we not only help our merchant and financial services partners better serve their customers, but also drive more profitability for these partners. And this growth will be supported by ACI’s flexible and scalable UP Retail Payments solution.

“We have a long-standing partnership with ACI, a company with a deep understanding of transaction volumes and an extensive track record of success in working with both merchants and financial services providers.”

ACI Worldwide provides electronic payments services to over 5,100 organisations globally, facilitating transactions worth $14trillion each day.

The company provides real-time payments capabilities through a suite of software solutions delivered on customers’ premises or through ACI’s private cloud.