This integration aims to reduce cart abandonment by providing customers with more payment choices and streamline the checkout process through Klarna’s design. Credit: D Shevon/ Shutterstock.

UK-based fintech DECTA has partnered with Swedish Buy Now, Pay Later (BNPL) company Klarna, integrating latter into its white label payment gateway.  

DECTA stated that its clients can now offer customers payment options that enhance the shopping experience and increase conversion rates. 

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With the integration, DECTA’s Payment Gateway users can now offer Klarna’s pay later options, including instalments, interest-free financing, and deferred full payments.  

This integration aims to reduce cart abandonment by providing customers with more payment choices and streamline the checkout process through Klarna’s design.  

Additionally, Klarna’s global presence in over 45 countries enables merchants to reach international customer base, the release said. Top of Form 

Designed for merchants, PSPs, and financial institutions, the solution is said to streamline the adoption process and enables businesses to offer Klarna as a payment method without additional integrations.Top of Form 

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Last month, DECTA secured certification for the EMV 3DS 2.3.1.1 protocol with Mastercard. 

The EMV 3DS 2.3.1.1 protocol is the latest standard in payment security, designed to enhance both security and customer experience.  

It helps issuers, acquirers, and merchants reduce fraud, improve transaction approval rates, and ensure compliance with regulatory requirements, such as Strong Customer Authentication (SCA). 

A payment processing company, DECTA is registered in the UK and authorised by the Financial Conduct Authority under the Electronic Money Regulations.  

The company holds Principal Member status with Visa International and Mastercard Worldwide. 

It offers a range of solutions, including payment acquiring services, BIN sponsorship and white label card issuing, and a white label payment gateway.  

Additionally, it provides issuer and acquirer processing services, along with a digital banking platform.