Worldline, through its equensWorldline subsidiary that specialises in financial processing, and the Santander Consumer Bank in Poland, have expanded their partnership for a new service.

The Santander Consumer Bank in Poland has been a customer of Worldline since 2006. equensWorldline processes the Visa credit cards of the bank.

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The expanded agreement covers, amongst others, the co-branding cards of European consumer electronics chains.

Under the agreement, the customers of the bank will directly receive a Visa Instant Card which can be used to pay at the checkout.

Leveraging equensWorldline’s ‘Installment Credit’ solution, customers of the Santander Consumer Bank will be able apply for different variable instalment plans in real time.

equensWorldline chief operations officer Wolf Kunisch said: “The large number of local providers and the price war lead to a high competitive pressure on the Central European market.

“equensWorldline was able to prevail against the competitors because of the high flexibility of our solutions and a short time to market. As a result our contract with Santander Consumer Bank on the Central European market has been extended once again.”

Santander Consumer Bank head of credit card development Joanna Szczegielniak said: “Thanks to real time-connection to the systems of equensWorldline we are able to offer our customers an instalment via the credit card within one visit to the store, immediately after a positive check of their creditworthiness. This is not only an advantage for our customers, but makes our processes significantly more efficient.”